Let's talk about Sencha

Get answers to common questions about Sencha.

What is Sencha?

Sencha Credit offers small business loans at bank rates. Our simple online application makes it easy to apply.

Is Sencha a direct lender or bank?

No, Sencha is not a direct lender or bank. We connect businesses with suitable lending partners to fulfill their funding requirements.

How much capital can I receive?

Loan amounts from Sencha vary based on the specific loan service and your capital requirements. We offer tailored options to meet various funding needs, starting from $100,000 and beyond.

Whom does Sencha serve?

Sencha serves operational businesses seeking loans, providing the funding or resources you need regardless of your credit score or time in business.

Can I get an SBA loan?

Sencha allows you the ability to apply for an SBA loan. Speak with our lending experts if you have any further questions throughout your process.

How long before I get funded?

Sencha works to streamline the application process and get you funded immediately! When you are matched with a lender and the terms are agreed upon, the funds should be disbursed instantly.

What if I have bad credit?

Bad credit? No problem! Schedule a call with us, and we'll explore options to meet your financial needs despite your credit history.

What are the requirements?

Sencha typically requires a minimum Owner FICO score of 600, a minimum of two years in business, and positive growth margins. If you don't meet these requirements, let's chat and discuss potential options.