Get access to the Capital you need from 100+ lenders.

We help you get approved for the funding you need, when you need it. And, check your business credit and health scores - for free.
$20k to $5m in loans 
No effects on your business credit score
Support for all your needs

Automate your funding process with our simple application

Stop wasting time applying to lenders individually, not knowing if your applications will even be accepted!
We get it, time is precious for business owners. If the thought of struggling to make a payment because your cash flow is tight worries you, the last thing you want to do is spend hours going through different business loan websites.
With so many choices out there, it can be overwhelming to know where to begin or what kind of loan would suit you best.
Check business credit score
Benefits
Why choose Sencha?
Access to 100+ business lenders 
Apply to multiple lenders at once
Rest easy with 24/7 access to expert chat support for any questions or concerns.
See your business credit score and overall business financial health

Boost your cash flow

Do you have upcoming deadlines, are tight on cash, or are looking for ways to boost your margins?
We know how hard it can be to maintain a consistent and strong cash flow schedule.
If so, we have the perfect solution for you and your small business.
Check business loan eligibility
Sencha capital
Funding matched to your business credit score and financial health 

It might be the right time to delve into your business loan possibilities. We help to connect you with budget-friendly financing that won't harm your credit score. Whether your goal is to propel your company's growth or to fortify against cash flow uncertainties, a business loan could be the answer you're seeking.

Check your funding eligibility, without affecting your credit score
Match your profile from our marketplace of 100+ lenders
Receive dedicated 1:1 support from a funding specialist 
1

Tell us about your business

Let us know what your business does and help us paint a picture of what exactly your need for the financing.

2

View your businesses’ financial health 

3

We match your business with a lender

4

Get funding in as fast as 48 hours 

5

We provide dedicated support

Sencha capital

How Sencha works in 5 steps

Sencha provides a safe and transparent platform for your business, ensuring secure transactions throughout the loan process.

Tell us about your business

Tell us about your business

Let us know what your business does and help us paint a picture of what exactly your need for the financing.

View your businesses’ financial health 

View your businesses’ financial health 

Get an overview of your businesses’ financial health score, so that you can see where you need to improve

We match your business with a lender

We match your business with a lender

Get the funding you need by being matched to our pool of 100+ lenders.

Get funding in as fast as 48 hours 

Get funding in as fast as 48 hours 

Get 24/7 support to help guide you through the funding process.

We provide dedicated support

We provide dedicated support

Get 24/7 support to help guide you through the funding process.

Exploring the upsides of additional capital

Finding the right type of business funding is essential, so that you can have peace of mind that you have the most suitable and affordable business loan. We can connect you to over 100 traditional banks and alternative lenders to offer a range of products that all help a specific need. 
With Sencha, you can speak to one of our specialists to find out your options and what could be the best fit.
With extra funds, you could help your business to:
Take on more customers
Expand business premises
Upgrade old vehicles and machinery 
Fulfill larger orders without squeezing cash flow 
Acquire a new business
Re-finance an unfavorable loan
Invest in quality equipment
Purchase more stock
Improve cash flow
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What do you need to get started?

To streamline the process, you only need one application to apply to multiple lenders. You can speed the process up even further by having a few documents ready if something looks like a good match for your business.

Basic information
Basic details about what your business does and why you need the funds
Filed accounts
Most recent set of company filed accounts
Business bank statements
6 Months business bank statements
Apply for funding
Sencha capital

Types of business loan

Our lenders offer an extensive range of finance options - so you will find an option that works best for your business.

Term Loan

A term loan is a straightforward way to secure a lump sum of money for your business. You receive a set amount and then repay it over a fixed period, typically with regular monthly payments. It's suitable for specific investments like equipment purchase or expansion. 

Loan ReFi

 Loan refinancing, short for loan refinancing, involves replacing an existing loan with a new one that ideally offers better terms. This could mean a lower interest rate, different repayment schedule, or more favorable conditions. Refinancing can help businesses reduce their financial burden, save money, or better align their loan with current needs and capabilities.

AR Financing

Accounts Receivable Financing, lets you turn unpaid invoices into quick cash. Instead of waiting for payments, you sell your invoices at a slight discount to get immediate funds. This helps boost your cash flow for running your business smoothly. It's great for businesses that deal with slow-paying customers.

Equipment Financing

Equipment financing is a specialized loan used to acquire necessary business equipment. Whether it's machinery, vehicles, or technology, this funding option allows you to spread out the cost over time. The equipment you're purchasing often serves as collateral for the loan, which can make the application process smoother. It's an ideal solution for businesses looking to acquire or upgrade equipment without a hefty upfront expense.

Line of Credit

A line of credit is like a financial safety net for your business. It's a set amount of money that you can borrow whenever you need it. You only pay interest on what you borrow, and once you repay, that money becomes available again. It's a flexible way to manage cash flow, handle unexpected expenses, or seize opportunities without taking out a fixed loan.

SBA Loans

SBA, or Small Business Administration, offers support to small businesses in the form of loans and resources. These government-backed loans typically come with favorable terms, lower interest rates, and longer repayment periods.

AR Financing
Accounts Receivable Financing, lets you turn unpaid invoices into quick cash. Instead of waiting for payments, you sell your invoices at a slight discount to get immediate funds. This helps boost your cash flow for running your business smoothly. It's great for businesses that deal with slow-paying customers.
Line of credit
A line of credit is like a financial safety net for your business. It's a set amount of money that you can borrow whenever you need it. You only pay interest on what you borrow, and once you repay, that money becomes available again. It's a flexible way to manage cash flow, handle unexpected expenses, or seize opportunities without taking out a fixed loan.
Term loan
A term loan is a straightforward way to secure a lump sum of money for your business. You receive a set amount and then repay it over a fixed period, typically with regular monthly payments. It's suitable for specific investments like equipment purchase or expansion.
SBA loan
 SBA, or Small Business Administration, offers support to small businesses in the form of loans and resources. These government-backed loans typically come with favorable terms, lower interest rates, and longer repayment periods.
Equipment financing
 Equipment financing is a specialized loan used to acquire necessary business equipment. Whether it's machinery, vehicles, or technology, this funding option allows you to spread out the cost over time. The equipment you're purchasing often serves as collateral for the loan, which can make the application process smoother. It's an ideal solution for businesses looking to acquire or upgrade equipment without a hefty upfront expense.
Loan Refi
Loan refinancing, short for loan refinancing, involves replacing an existing loan with a new one that ideally offers better terms. This could mean a lower interest rate, different repayment schedule, or more favorable conditions. Refinancing can help businesses reduce their financial burden, save money, or better align their loan with current needs and capabilities.

Frequently asked questionsEverything you need to know about Sencha capital

How does Sencha Capital help businesses secure funding?

Sencha Capital connects businesses to over 100 lenders, making it easy to access capital tailored to their needs.

What funding range is available through Sencha Capital?

We offer funding from $20,000 to $5 million, accommodating various business requirements

How quickly can I receive approved capital?

Funds can be received in as little as 48 hours after approval, ensuring prompt support for business needs.

How do I get a business credit score and report?

Sign up with Sencha and we can get you access to your business credit report and score free of charge!

What factors determine my eligibility for funding?

Eligibility is influenced by your business credit score, financial health, industry, and chosen funding solution.

Can Sencha Capital help businesses with less-than-perfect credit?

Yes, we work with diverse lenders, offering options that consider different credit histories.

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